Once your application has been approved and documents are verified, funds are transferred directly to your merchant for your purchase.
Our primary goal is to help as many consumers as possible. Patient Lending is specialized in helping all consumers, even those with credit challenges. Most lenders approve only well-qualified borrowers, at Patient Lending we understand that people experience financial difficulty due to reasons beyond their control.
We try to provide an instant credit decision to most of the well-qualified borrowers. The rest of the applicants are manually reviewed to maximize the approvals. You can expect to receive a decision on your application within a few minutes through our automated system.
Patient Lending does not require you to provide a down payment.
At a minimum you will need to have: a regular income (minimum $1,500 before taxes), be a US Permanent Resident, be at least 18 years of age, Proof of Identity (driver's license or ID card), Proof of Income (two of the most recent paystubs or tax returns for self-employed and proof of any additional income if applicable), Proof of Residency (Copy of a current utility bill or a current rental agreement)
As Patient Lending works with a variety of lenders, terms and rates will vary. There are no application fees, no documentation fees, no prepayment penalties, and no other hidden fees.
PatientLending.com was started by medical industry professionals who were fed up with the sub-par options for medical financing. Exorbitant interest rates, and difficulty financing higher dollar medical expenditures spurred us to create a better alternative.
We aim to provide the absolute highest quality finance products for medical and dental expenses not covered by insurance.